Financial Analysis Hertzs K Annual Form - 1321 Words

Financial Analysis Hertz’s financial statements will be broken down into the key ratios necessary to make investment recommendations. Using a time-series analysis on the trends of these ratios over time, we’ll get a good representation on Hertz’s financial health. First, raw data will be presented based on the findings found on Hertz’s 10-K annual form, as well as diving further into specific key ratios following the raw data. Hertz Global Holdings, Inc. (HTZ): Risk Ratios Short-Term Liquidity Risk Revenues to Cash: This ratio has been steadily, and aggressively increasing over the 3 year period averaging about 70% increase. Days Revenue in Cash: There is a constant decline in this ratio, with an average loss of 40%. Current Ratio: There is a slight positive increasing trend in this ratio, with over 4% growth from 2011-2013. Quick Ratio: This ratio is decreasing slightly per year, with an average of a 4% loss. Operating Cash Flow to Current Liabilities Ratio: Hertz has a positive trend with this ratio, at 106% in 2013. Hertz is finally to the point where it could cover its short-term liabilities with cash flow from their operations. Working Capital Turnover Accounts Receivable Turnover: This ratio decreased, but had a substantial jump to be at 6.35 in 2013. Days Accounts Receivable: Hertz managed to decrease this ratio by 12% over the time frame, meaning they are decreasing the days taken to get their receivables, which is great since their AR turnover increased.

Tobacco Control Policy - 910 Words

In the UK, smoking persists as the leading cause of avoidable death and disability and a key modifiable risk factor for the development of a range of diseases including cardiovascular disease, chronic obstructive airways disease and some cancers (WHO, 2008; Murray et al., 2013). However, despite a reported decline in smoking prevalence in the UK (ONS, 2016), levels of smoking in prisoner groups are two to three times greater than in the general population and have remained intractably high (Singleton et al., 1999; Lester et al., 2003; Papadodima at al., 2009). As a consequence, prison populations experience far worse health outcomes than in the general population (Biswanger et al., 2014) and subsequently tobacco control policy in prisons†¦show more content†¦This study aims to facilitate a greater understanding of the deeper meanings of smoking in the context of a prison environment by examining both prisoners’ and prison staff’s experience of smoking in a pris on setting and, in the context of these experiences, exploring the perceptions of the impact of a total smoking ban. The setting for this study is HMP Belmarsh, a high secure prison in the Borough of Greenwich, South East London. The study will add to the relatively scarce prison-based, tobacco related evidence and provide valuable insight relevant to the roll out of national smoke-free policy. 2 Background 2.1 Smoking prevalence, its burden and links to health inequalities Smoking prevalence has declined in the UK population from 27% in 2000 to 16.9% in 2015 (ONS, 2016), however, these reductions have not been mirrored in all parts of society. Smoking prevalence in prisons has remained intractably high (60-80%) and is two to three times greater than in the general population (Singleton et al., 1999; Lester et al., 2003; Papadodima at al., 2009). The harmful effects of tobacco, including second-hand smoke, are widely reported (WHO, 2008; US Department of Health and Human Services, 2006; SCOTH, 2004) and are the leading cause of preventable deaths in the UK (Murray et al., 2013). In 2014, there were an estimated 78,000 deaths and 475,000 hospital admissions attributable toShow MoreRelatedDeveloping A Critical Evaluation Of Tobacco Control Policy2191 Words   |  9 Pagesevaluation of tobacco control policy in Australia. It will review and describe some of the various governmental policies on tobacco, and discuss evidence that shows the impact of these policies. 1.2 Methodology Desk research was conducted by accessing relevant governmental and Commonwealth websites for legislative requirements. Information about public and private external organisations was gathered by internet research, not using specific data bank. 2.0 Tobacco control policies in Australia Tobacco smokingRead MoreThe Myths And Beliefs Of Marijuana Essay1819 Words   |  8 Pages( and any other illegal drugs) is that it would neglect the opportunity for children in the US to grow up drug free because availability, leading to an insufficient society. The article â€Å"Marijuana use is safer than Alcohol use†, by the Marijuana Policy Project (MPP) argues that research indicates the relative harm of alcohol consumption in comparison to marijuana use is innumerable.The MPP is an organization that aims to change laws to eliminate the prohibition of medical and nonmedical use of marijuanaRead MoreShould Marijuana Be Legalized?2786 Words   |  12 Pagesdecriminalized the government would then have a say on how to regulate and tax it, giving the government and the people of the United States both what they want. It would give the government control and many American’s the opportunity to pursue their happiness. Aside from the win-win situation of having mere control of what Americans do, the United States would also have $42 billion dollars they can intelligently invest wherever it is needed. Many people have suggested what the government could do withRead MoreThe Costs of Marijuana Prohibition Essay1823 Words   |  8 Pagesproved futile. The current marijuana policy is unjust, causing a wide array of gratuitous atrocities. A new, revised, and just marijuana policy must be established: the free use of marijuana by the American public must be legalized by the U.S. government and condoned by law officials and citizens alike. Throughout this argument for marijuana legalization, the notion of justice will be repeatedly called upon, and the justice of the current system and policy will be analyzed and disputed. In orderRead MoreIncrease Taxation Of Tobacco Products On South Korea And Reduce The Levels Of Noncommunicable Diseases1733 Words   |  7 PagesAmy Tseng G H 511: Problems in Global Health Critical Analysis Paper December 2, 2014 Word Count: 1,536 Increase taxation of tobacco products in South Korea to reduce the levels of noncommunicable diseases Introduction and Background One of the major global public health challenges of the 21st century is noncommunicable diseases (NCDs). Current global mortality from NCDs remains exceedingly high and continues to increase. According to World Health Organization (WHO) 2014 estimates, 38 millionRead MoreA Tobacco Free School Environment Essay1298 Words   |  6 PagesOverview of Policy Tobacco is one of the single most preventable cause of disease and death in the United States. It kills around 6 million people each year, and of that number more than 600,000 deaths are a result of secondhand smoke (World Health Organization, 2016). Even though the rates among youth smoking cigarettes have declined since 2011, more middle schoolers and high schoolers are using tobacco products such as electronic cigarettes, hookahs, and smokeless tobacco. According to the CDCRead MoreThe Effects Of Tobacco Smoking On The Australian Community753 Words   |  4 Pages1.0 Introduction In Australia, tobacco smoking is one of the main leading causes of death and disability.1 Smoking is also one of the single major preventable conditions and is the main causes of disease burden in comparison to other major risk factors.1,2 Use of tobacco voluntarily or involuntary (passive smoking) has been associated with various chronic, life threatening and debilitating conditions such as heart disease, reduced lung function, lung cancer, chronic obstructive pulmonary diseaseRead More Tobacco Advertisements1733 Words   |  7 PagesTobacco advertisements have been a sensitive subject in America especially among parents who do not want their children to become smokers. I know from personal experience that tobacco is extremely toxic and can do major bodily harm. My grandfather was a chain smoker for over twenty years. He started smoking in his late teens and he died from lung problems that were caused by his addiction to cigarette smoking. My father is also a chain smoker and h e started smoking when he was sixteen. He isRead MoreEffects Of Cigarette Smoking Among Adult Smokers1264 Words   |  6 Pagesevaluation from the assessment to see what tools can be used in public policy planning. Many people know that the use of tobacco is detrimental to anyone’s health. But it is sad to say, even with all the facts, stats, and information on how harmful tobacco use is, many people continue to use forms of tobacco. Tobacco use is the leading cause of preventable death and illness in the United States. The use of tobacco has resulted in hundreds of thousands of deaths each year and not to mentionRead MoreIndia s Tobacco Advertising Ban1018 Words   |  5 PagesIndia s Tobacco Advertising Ban The World Health Organization (WHO) reports that worldwide, five million tobacco users die annually and estimates that one million Indians die each year prematurely from tobacco use (2015). As late at 2009, India was â€Å"the world’s second-largest consumer and third-largest producer of tobacco† (Economist, 2009, p. 5). In an attempt to reduce consumption, India introduced its first adverting ban on tobacco in 1990, followed in 2003 by the Cigarettes and Other Tobacco Products

Marketing Project Proposal (Hk Vita free essay sample

) To analyze the Marketing Strategy of the Vitasoy and its Future Expansion through Product Diversification in Hong Kong By Project Proposal Presented to In Partial Fulfillment of the Requirements For Higher Diploma in Marketing 2011/12 Objectives of the project Vitasoy started its development from soymilk, although it has developed a lot of drinks besides soymilk. The target market of Vitasoy is the Hong Kong citizens. In Hong Kong, the value stated in above could perform with others drinks, such as Coca-Cola, Ribena, etc.The market of soft drinks nowadays is getting saturated, so we are going to investigate the feasibility of developing new products and hence enlarge the market share for the future expansion. On the other hand, we would like to analyze their products for reconstruction of the product lines Background for the study Vitasoy has done lots of researches on the products in order to keep its leadership position in Hong Kong. We will write a custom essay sample on Marketing Project Proposal (Hk Vita or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page However the soft drinks market is getting saturated. Actually products have been introduced to the market not only soft drinks, but also some kinds of food.The sub brand San Sui provides some soy related products like tofu. When we aware the situation, the number of competitors grows very fast, lots of the soft drinks are introduced into the market. Vitasoy should not only develop the new favors, Vitasoy has to create some new products, in order to keep the competitiveness in the field. Hence, we are going to do the analysis on the feasibility of product diversification some un-popular products from the existing product lines will be explore through the data analysis in our summary.We also study Vitasoy’s past marketing strategy to find out the expectation of the public and the future marketing direction. Literature Review The literature review let us analyze Vitasoy’s past marketing strategies, and understand more about Vitasoy’s history and other basic information. So reading the literature review is very useful and important. After reading the literature review, we can easily to collect the useful information and build up the basic concept about our topic. Also, reading the literature review not only get the basic information, but also the useful secondary information.This information has already generalized by others, so we can easily to get the main idea. When we are doing this project, this information can guide us to handle it. The Methodologies 1. Questionnaire survey For the questionnaires’ result, we will mainly collect data about the perception of customers on Vitasoy’s products and the image of Vitasoy. Also, for the literature review, we will focus on the news, surveys and other reports about the Vitasoy. In the questionnaires, it has so many benefits in our project.First of all, the questionnaires can give us the primary information. The primary information let us understand more about the market’s needs and wants. This gives us the information to know which products make Vitasoy more successful. Also, we know more about the different consumers’ needs and wants, such as the high income people. Beside, the questionnaire lets us to collect much information and data more efficiently, so we can save time and resource for collecting it. In this point, we will have much time to handle the information and data.Before collecting the information and data, we need to design the questions. The questions should be standardized for the easy processing of data. 3. 1 Research Questions 1) Why is Vitasoy successful in Hong Kong in the following aspects? a) Price b)Good Taste c)Nice Package 2) What is the critical factor when you buy the products of Vitasoy? 3) Under the same product category, which brand will you choose? 4) Through which channel will you buy the company’s product? 5) Within each product line of Vitasoy, which product does you like most? 3. Population and population size The population is Hong Kong citizens, and the population size is 7 million 3. Sample size The sample size of our project is 400 samples at 95% level of confidence. 4. Sampling method Simple random sampling method Anticipated Problems Suggested Solutions The first anticipated problem is the difficulties to cover interviewees in all ages. Since the online questionnaire are not applicable to all the people, as the elderly are not familiar with the usage of computer, so written questionnaire are used to tackle this problem.The second anticipated problem is the statistical error arose from the analysis of the questionnaire. In order to solve this, the questions needed to be stated clearly and specifically. Foreseeable Contributions from the Study Limitations of the Project The foreseeable contribution from the study could divide into the two aspects, the company and us. For the company, Vitasoy has developed and entered into the mature stage for a long time. As the market is saturated, we would like to suggest Vitasoy to develop new products for maintaining its competiveness and market share.

The Sovereignty and Goodness of God

The True History of the Captivity and Restoration of Mrs. Mary Rowlandson Throughout the history of the planet exploration, the pioneers who dared to set their foot on a new terrain not infrequently faced a multitude of obstacles and barriers ranging from purely practical difficulties of settling in a new environment to spiritual conflicts between the cultural worlds of the aborigines and the newcomers.Advertising We will write a custom report sample on The Sovereignty and Goodness of God specifically for you for only $16.05 $11/page Learn More In the early decades of American colonization, the settlers found moral support in their religious background based on Protestant values. Mary Rowlandson in her captivity narrative Captivity and Restoration dwells on a dramatic period in her life when she was taken hostage by the Native Americans and approaches the events from the position of her Protestant beliefs, which not infrequently lead her to misinterpreta tion of human actions as those purely guided by God’s will. Mrs Rowlandson’s Protestant outlook reveals itself throughout the whole narrative in her reaction to the current events as those predestined by God and sent to mere mortals as either a challenge or a reward. The wife of a pastor, Mrs Rowlandson constantly quotes the Bible which stands for the symbol of her faith and, when she comes into possession of one, serves as a source of inspiration and moral support both for her and her fellow captives. Not once in the worst moments of despair did she open the Bible and find quotes that provided consolation for the woman who preferred to perceive the reality through her religious convictions: â€Å"God was with me in a wonderful manner, carrying me along, and bearing up my spirit, that it did not quite fail† (Rowlandson 10). The Bible represents Mrs Rowlandson’s guide through the hardships of captivity, and yet leads to a series of delusions that prevent h er from seeing things as they are. According to the Protestant tradition, the Native Americans are viewed by Mrs Rowlandson as the representatives of the evil world totally opposed to the good Christians. The multiple epithets she uses to refer to the Indians are rather revealing: â€Å"murderous wretches†, â€Å"merciless heathen†, â€Å"the infidels†, â€Å"hell-hounds†, â€Å"barbarous creatures†, â€Å"pagans†, â€Å"wild beasts of the forests† (Rowlandson 6–9, 12, 18). Standardly considering the Protestant community to be the concentration of all holy and righteous, Mrs Rowlandson looks down upon her captors as hopelessly cruel and barbarous animals possessing nothing humane. However, such understanding of the Indians is utterly refuted by their attitude to the captured lady: throughout the whole period of her detention, the Indians take care of her not worse than of themselves, offering her food, shelter and remuneration for the small handwork she does for them.Advertising Looking for report on religion theology? Let's see if we can help you! Get your first paper with 15% OFF Learn More On one occurrence they even see to it that Mrs Rowlandson’s feet do not get wet while their own are soaking; on another occurrence instead of burning the Bible none of them needs, the Indians choose to offer it to Mrs Rowlandson (Rowlandson 16, 19). But despite all their efforts, Mrs Rowlandson never acknowledges them as humane and considerate creatures, and ascribes all the positive experiences to God’s will. Mrs Rowlandson’s unshakeable belief in the immutability of God’s power over the Christians leads to her erroneous attitude towards the Indians who actually care about her, and prevents her from understanding and accepting their unique culture. In her fanatic belief, she fails to notice the resemblance between the religious ceremonies of the Indians and the Christians, and to recognize that human values of hospitality and care are common to every culture. When Mrs Rowlandson is held captive, her gratitude for the good things applies exclusively to God, and not to the people who actually do that good to her. The more hypocritical appears her praise of ‘the good Christians’ who act as benefactors to her after her release, since thus she reveals the attitude of inequality and discrimination characteristic of the sanctimonious moralists of the time. Works Cited Rowlandson, Mary. Captivity and Restoration. Fairfield, IA: 1st World Library, 2005. Print. This report on The Sovereignty and Goodness of God was written and submitted by user Ayden Weiss to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.